Presented byAlaina Bainlardi |
Ideally situated, Hastings Terrace is in the quaint historic village of Hastings On Hudson overlooking the scenic Hudson River in Westchester County. Featuring a deeded PARKING SPACE IN HEATED GARAGE plus one additional unassigned parking space in lot, private balcony, hardwood floors, granite countertops, stainless steel appliances, dishwasher, microwave & ample closet space. Full natural light with views to the southwest. Brand new balcony to be installed. Two elevators, live-in superintendent, fitness room, on-site laundry & storage room spaces for $65/month. Less than a half-mile from Hastings Metro-North station with coffee shop. Old Croton Aqueduct Trail is across the street. Picnic area, playground, dog park & bike storage. Dogs & cats are allowed. Heat, hot water & exterior maintenance are included in the low HOA fee. Investment opportunity: renting allowed after 1 year of occupancy. Steps away from restaurants, groceries, shops, businesses, banks, post office & library. Photos virtually staged.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.643.5896
Alaina.Bainlardi@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,293 | $2,207 | $2,847 |
Total Monthly Payment | $2,702 | $2,616 | $3,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.