Presented byAlaina Bainlardi |
Welcome to #106 Krystal Drive in The Willows - a wonderful and well-maintained community in the heart of Somers. Located near schools, shopping, recreation and transportation, The Willows offers a fantastic lifestyle from fishing in the pond or playing tennis to walking with the neighbors, stroller and dogs or just relaxing by the community pool. This lovely 2 bedroom home, is an end unit which includes a spacious living room/dining room, eat-in-kitchen and a loft (great for den or guest space) and has great space throughout. The recent tenant has been in residence for many years and has kept the unit well-maintained. The new buyer will find a blank canvas awaiting their personal taste for paint, kitchen and/or baths. There is gleaming wood flooring throughout the main level, carpet on stairs and upstairs and vinyl flooring in the finished basement walkout, which adds an additional 680 sq ft of finished space to the home. With 1 assigned parking space and 1 unassigned parking space plus plenty of guest parking. All exterior maintenance is included in the low ($400/mo) HOA fees, including shoveling. So come tour this fantastic property today and enjoy the easy-living, community life the Willows has to offer. Taxes do not reflect STAR of $1, 652 for those who qualify
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.643.5896
Alaina.Bainlardi@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $767 | $767 | $767 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,592 | $2,526 | $3,207 |
Total Monthly Payment | $3,434 | $3,368 | $4,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.