Presented byAlaina Bainlardi |
Opportunity is knocking! If you are looking for a 4 bedroom 2 bath home, in a desirable school district with less than a 1 hour drive to midtown Manhattan, that you can update to your liking then today is your lucky day. Galley style kitchen with eating nook and breakfast bar that opens to Dining Area with sliding glass doors that open to the side deck. Large Living Room with wall of windows overlooks the patio, rear yard & stream. Hallway leads to 2 Bedrooms and a hall bath. Hardwood floors under carpet in bedrooms. Upstairs there are 2 very nicely sized bedrooms, a full bath, additional storage closets and a pull down attic. There is a walk out basement where you will find the laundry, mechanicals, additional storage and 1 car garage. 2 1/2 miles or less to the Scarsdale or Crestwood Train Stations, Eastchester Schools, Shops and Lake Isle Park & Club(18 hole golf course, an outdoor swimming pool complex with 5 pools and 6 Har-Tru tennis Courts) available for residents. STAR $1373
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.643.5896
Alaina.Bainlardi@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $1,411 | $1,411 | $1,411 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,684 | $3,589 | $4,557 |
Total Monthly Payment | $5,187 | $5,092 | $6,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.